What is the difference between hdfc and hdfc bank

HDFC has developed significant expertise in retail mortgage loans to different market segments and also has a large corporate client base for its housing related credit facilities. With its experience in the financial markets, a strong market reputation, large shareholder base and unique consumer franchise, HDFC was ideally positioned to promote a bank in the Indian environment.

The merged entity now holds a strong deposit base of around Rs. The balance sheet size of the combined entity would be over Rs. The amalgamation added significant value to HDFC Bank in terms of increased branch network, geographic reach, and customer base, and a bigger pool of skilled manpower. HDFC Bank offers a wide range of commercial and transactional banking services and treasury products to wholesale and retail customers. The bank has three key business segments:.

Forex Forex News. Currency Converter. Rate Story. Font Size Abc Small. Abc Medium. Abc Large. We are looking for very good compounding returns but we do not want massive volatility or very high risk and if you are in this game for very long, you will realise that not making mistakes is the biggest success in this market, says Atul Suri , CEO, Marathon Trends -- PMS. In the market, it is said you should catch them young and see them grow.

It is good to focus on men in the market. Of all the Nifty stocks 10 years ago, hardly a few have survived? At the end of the day, everyone has a style and everyone over the years learns by trial and error.

I am one of those guys who does not like betting on 10 stocks and seeing nine fail. Yes, one will succeed and that will become glorious.

I prefer a higher strike rate because the risk in the portfolio is less and that is the mandate given to me by my investors. Ultimately, we are looking for very good compounding returns but we do not want massive volatility or very high risk and if you are in this game for very long, you will realise that not making mistakes is the biggest success in this market.

So for me, it is about returns first but also to be risk adjusted or risk focussed. I am very happy to miss the early part of the bull market in some stocks but once there is a certain amount of certainty, we are in it.

Stock Analysis — Know before investing. Stock score of Reliance Industries Ltd moved down by 1 in a month on a point scale. Subscribe Now Exclusively for. View Stock Analysis ». Also, ETMarkets. For fastest news alerts on financial markets, investment strategies and stocks alerts, subscribe to our Telegram feeds. ETPrime stories of the day Logistics How sustainable supply chains helped companies stay afloat in the pandemic.

Prime Minister Narendra Modi and finance minister Arun Jaitley have made improving domestic infrastructure and housing a priority in a push to lift economic expansion. Last quarter, India grew at the fastest pace in more than two years. In July, the Reserve Bank of India RBI announced a rule change that applies to banks selling long-term bonds to raise funds that can be lent to buyers of cheap homes.

Those bonds would be exempt from a requirement to hold balance-sheet reserves of about The exemption is being phased in before taking full effect in While that reflects both their earnings and broader investor appetite for Indian shares, speculation about a merger has also driven the stocks higher, Adrian Lim, a fund manager in Singapore at Aberdeen Asset Management Asia Ltd, said by phone.

Ltd, said by phone. Not everyone is sold on the merits of a potential deal.